Is Verifying Military Service Required for Landlords?
Large organizations and institutions often know about verifying military service before pursuing court actions against clients. But many individuals who deal with servicemembers can face penalties for noncompliance with the Servicemembers Civil Relief Act as well. Landlords, in particular, need …
View moreHole in SCRA Allows Lender to Prey on Servicemembers
The Servicemembers Civil Relief Act exists to protect military personnel, who are often among the most vulnerable to questionable financial practices. This law requires lenders to perform an active duty military search before attempting to pursue collection strategies that go …
View moreSCRA Case Underscores Importance of Adherence to Law
Regardless of the circumstances, everyone must follow the Servicemembers Civil Relief Act to the letter. Failing to do so can lead to legal trouble, as demonstrated by a heartbreaking Florida SCRA case.
A federal judge ruled against Miami-Dade County after …
View moreDOJ Increases Vigilance Over SCRA Violations
Violators of the Servicemembers Civil Relief Act beware: The Department of Justice, ever a formidable foe, has been relentlessly increasing its vigilance over SCRA violations, filing lawsuits from coast to coast that cost millions to settle.
Targets include banks, moneylenders, …
View moreDoes Reenlistment Restart SCRA Protections?
The Servicemembers Civil Relief Act generally requires that lenders roll back interest rates on obligations that pre-date active duty to 6% upon request of the servicemember. But what about in cases of military reenlistment? Do the same protections apply?
The …
View moreIs it an SCRA Violation to Attempt to Collect Fees on an Aborted Foreclosure?
As a lender, you may know that it is an SCRA violation to initiate foreclosure proceedings or charge late fees to servicemembers on active duty without first getting a court order.
But what if they aren’t on active duty anymore?…
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