Servicemembers Civil Relief
Act Centralized Verification
Service
Do you need military status verification for collections, court judgments, repossessions, or foreclosures against a debtor? We at the Servicemembers Civil Relief Act Centralized Verification Service (SCRACVS) can help you obtain proof of military service and non-military affidavits to avoid paying fines and penalties.
Register with our service today if you need to verify if people are active duty service members. Even if you don't have that individual's social security number or birth date, we can help you. We offer non-military affidavits as fast as a day after the initial inquiry.
What Is the
Servicemembers
Civil Relief Act?
Formerly known as the Sailors Civil Relief Act, the Servicemembers Civil Relief Act (SCRA) is a
federal law that provides legal protections to active duty service members. This legislation
gives extra protection if legal or financial transactions affect a military member's ability to
perform their active duty orders.
Creditors, landlords, insurance companies, and other institutions must comply with the SCRA. The
SCRA covers service members' various legal and civil obligations, such as automobile leases,
default judgments, rental agreements, security deposits, evictions, credit card interest rates,
mortgage interest rates, mortgage foreclosure, life and health insurance, and more.
What Are the Benefits of the SCRA?
Interest Rate Reduction
Active duty military members are entitled to a maximum interest rate reduction of six percent annually. This benefit applies to student loans, credit card debt, and loans for personal property like auto loans or monthly mortgages. To receive this particular benefit, military members must notify the lender in writing and provide a written notice about the date they began active duty service.
Default Judgment
Active duty service members are legally protected from default judgments in civil proceedings. The court may postpone civil proceedings for at least 90 days. The suing party is required to file an affidavit stating the service member's active duty status before a court can enter a default judgment.
Foreclosure on Homes
Military personnel like those in the National Guard can't be foreclosed without a court order if they took out a mortgage before entering active duty. This protection doesn't apply if they formally waive their rights to do so and covers the time military personnel are on active duty and an additional year after.
Personal Properties Repossession
The Servicemembers Civil Relief Act (SCRA) prohibits creditors from repossessing personal property, such as vehicles, from military members without first obtaining a court order. If a service member fails to make monthly payments in violation of their contract, the creditor cannot simply repossess the property. They must file a lawsuit and secure a court order from a judge to proceed with the repossession.
Why Choose Servicemembers Civil Relief Act
Centralized Verification Service for Military
Verification?
24-hour Turnaround Time
on Most Orders
The turnaround time at SCRACVS is faster. We take 24 hours to process your request and hand you the military verification details. Our service is optimal for rush verification to your legal assistance office.
